Employment Contracts
Some employment contracts offer total and permanent disability insurance benefits. Unfortunately, when the time comes to take advantage of these benefits, some insurance companies are unwilling to make payment. We can help you fight to claim your entitlements from the insurer.
Superannuation Claims
Many Australians have total and permanent disability insurance cover with their superannuation fund by default. However, in some cases, there are specific terms and conditions or exclusions that mean that the claimant is not able to claim some or all of their entitlements.
Enterprise Bargaining Agreement
Some employers work under the terms of an enterprise bargaining agreement. These agreements may include insurance policies that are payable if you become totally and permanently disabled. We can help you seek your entitlements under these agreements.
Insurance Purchased Through A Financial Advisor
While most Australians have total and permanent disability insurance cover by default in their superannuation, some Australians have a standalone or retail total and permanent disability policy that has been set up by a financial advisor. However, some total and permanent disability schemes do not cover you sufficiently.
CTP Driver At Fault Comprehensive Insurance
CTP insurance covers the driver not at fault for injury in full, but it typically only covers the at-fault driver for fundamental emergency medical care. If you or a loved one has been catastrophically injured in an at-fault accident, you may be able to claim compensation.
TPD Claims
If you are rendered unable to work within your education, training and experience due to an injury or illness, you may be able to make a total and permanent disability claim, or TPD, claim. However, it is important that you submit the correct information at the right time to guarantee a successful claim.
첫 상담은 무료로 진행됩니다.
저희가 귀하의 청구 자격을 더 빨리 판단할수록, 고용주로부터 더 신속히 보상 받으실 수 있게 지원해 드릴 수 있습니다. 이를 통해 의료비와 재활 치료에 필요한 자금을 가능한 한 빨리 마련하실 수 있습니다.
