Many Australians have total and permanent disability insurance cover with their superannuation fund by default. However, in some cases, there are specific terms and conditions or exclusions that mean that the claimant is not able to claim some or all of their entitlements.
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Total & Permanent Disability Insurance – Korean
Your Trusted Total And Permanent Disability Lawyers
TPD insurance is typically included in most Australians’ superannuation accounts, but can also be purchased as a standalone policy. Unfortunately, we often see insurance companies delaying or declining genuine tpd insurance claims. Our experienced tpd claim lawyers support clients with permanent disability tpd claims, ensuring you receive what you are entitled to, while holding insurance companies and super funds accountable.
Total and permanent disability (TPD) provides a lump‑sum payment if you become injured, ill or face a mental illness, and can no longer return to work within your education, training and experience. Injuries or emotional distress stemming from disability can be traumatic; the financial pressure compounds this stress. We fight for your legal fees to be covered so your claim is cost-free under our no‑win, no‑fee promise.
Our specialist team handles the full spectrum of tpd insurance claims under:
Super funds (default cover via superannuation)
Employment contracts and enterprise bargaining agreements
Stand‑alone or retail TPD insurance
How we assist
- Analyse your policy to verify definitions and exclusions
- Document evidence of injury, illness or mental illness
- Negotiate with insurance companies and super funds
- Advise on legal fees and ensure no hidden costs under our conditional costs agreements
If you or someone you know is experiencing difficulty with a claim for total and permanent disability, seek help as soon as possible. Our disability insurance lawyers can give you practical advice in simple language and advise you on how to access all of your entitlements.
Superannuation Claims
Superannuation Claims
Littles’ expert disability lawyers can help you pursue your superannuation insurance entitlements.
Employment Contract
Employment Contracts
Some employment contracts offer total and permanent disability insurance benefits. Unfortunately, when the time comes to take advantage of these benefits, some insurance companies are unwilling to make payment. We can help you fight to claim your entitlements from the insurer.
Discover how we can help you seek insurance benefits under your employment contract.
Enterprise Bargaining Agreement
Enterprise Bargaining Agreement
Some employers work under the terms of an enterprise bargaining agreement. These agreements may include insurance policies that are payable if you become totally and permanently disabled. We can help you seek your entitlements under these agreements.
Learn how we can help with your total and permanent disability claim.
Insurance Purchased Through A Financial Advisor
Insurance Purchased Through A Financial Advisor
While most Australians have total and permanent disability insurance cover by default in their superannuation, some Australians have a standalone or retail total and permanent disability policy that has been set up by a financial advisor. However, some total and permanent disability schemes do not cover you sufficiently.
We can help you pursue a total and permanent disability claim.
CTP Driver At Fault Comprehensive Insurance
CTP Driver At Fault Comprehensive Insurance
CTP insurance covers the driver not at fault for injury in full, but it typically only covers the at-fault driver for fundamental emergency medical care. If you or a loved one has been catastrophically injured in an at-fault accident, you may be able to claim compensation.
Our skilled disability lawyers can help you pursue compensation.
TPD Claims
TPD Claims
If you are rendered unable to work within your education, training and experience due to an injury or illness, you may be able to make a total and permanent disability claim, or TPD, claim. However, it is important that you submit the correct information at the right time to guarantee a successful claim.
Enlist a skilled disability insurance lawyer to help make your claim.
Superannuation Claims
Employment Contract
Enterprise Bargaining Agreement
Insurance Purchased Through A Financial Advisor
CTP Driver At Fault Comprehensive Insurance
TPD Claims
When it comes to workplace injuries, there are often strict time limits for making a claim, so take advantage of our FREE initial consultation today.
The sooner our workers’ compensation lawyers determine your eligibility to make a claim, the sooner we can help you seek funding from your employer. This will allow you to access funds for medical expenses and rehabilitation as soon as possible.
The sooner our workers’ compensation lawyers determine your eligibility to make a claim, the sooner we can help you seek funding from your employer. This will allow you to access funds for medical expenses and rehabilitation as soon as possible.
Ready to assess your workers’ compensation claim?
Get a FREE initial consultation.
Get in contact with our friendly team.
You’ve probably seen a lot of lawyers use the term ‘No Win, No Fee’. Long story short: you only pay us when you achieve a successful outcome. So if you don’t get paid, we don’t get paid.
Let’s break it down.
- We start by reviewing your claim in detail and give you a clear assessment of your prospects for success. We’re experts in compensation law, so we can give you an accurate assessment of your claim.
- Once we’ve established that you should pursue your claim, you can tell us if you want us to proceed as your legal representatives. To formally appoint us as your legal representative, you will enter into a ‘Conditional Costs Agreement’ with us. This is a legal contract that sets out the likely costs of running your claim based on our fees, as well as the rights and responsibilities of you as the client and us as your legal representatives.
- We’ll explain it clearly and thoroughly, with as little legal speak as possible – we promise you’ll understand it completely.
- Importantly, this agreement will set out the ‘No Win, No Fee’ arrangement in black and white. This specifies that you will not pay us anything if your claim is not successful. Our ‘No Win, No Fee’ agreement also covers you for disbursements, or outlays. These are expenses that we may need to pay to progress your claim, including medical reports, expert witness fees and barristers’ fees.
- In certain circumstances, you may be required to pay the other party’s legal costs if you are unsuccessful.
- Remember, your success rests on you providing us with an honest, comprehensive account of all matters relevant to your claim.
Yes! At Littles, we have lawyers for everyone. Like Australia, we are diverse and proud of it. We believe that everyone deserves high-quality legal representation.
We offer our services in more than sixteen different languages, including:
- Korean
- Japanese
- Cantonese
- Mandarin
- Vietnamese
- French
- Czech
- Slovak
- Indonesian
- Farsi
- Nepali
- Filipino
- Sinhala
- Arabic
Yes, we offer our services Australia-wide, ensuring access to expert legal advice no matter where you’re located.
Absolutely. We pride ourselves on providing full transparency regarding costs, with fixed rates available for some types of claims.
Xon Lixin
Park Dong Su
Amana Sidhu
Andrew Reynolds
Xing Gao
Deborah Hodson
Miley Gao
Cecily Lin
Maddie J
위치
NSW (뉴사우스웨일즈 주)
QLD (퀸즐랜드 주)
VIC (빅토리아 주)
WA (웨스턴 오스트레일리아 주)
해외
Sydney(시드니)
Brisbane (브리즈번)
Gold Coast (골드코스트)
Melbourne CBD (멜버른 시내)
Melbourne St.Kilda Road (멜버른 세인트킬다 로드)
Melbourne St.Kilda Road (멜버른 세인트킬다 로드)
전화번호
Manila (필리핀 마닐라)
Hanoi (베트남 하노이)
Ho Chi Minh City (베트남 호찌민 시)
Ho Chi Minh City (베트남 호찌민 시)
전화번호
Skopje (북마케도니아 스코페)
Cebu (필리핀 세부)
Perth (퍼스)
Sydney(시드니)
Brisbane (브리즈번)
Gold Coast (골드코스트)
Melbourne CBD (멜버른 시내)
Melbourne St.Kilda Road (멜버른 세인트킬다 로드)
Manila (필리핀 마닐라)
Hanoi (베트남 하노이)
Ho Chi Minh City (베트남 호찌민 시)
Skopje (북마케도니아 스코페)
Cebu (필리핀 세부)
Perth (퍼스)
Sydney(시드니)
Sydney(시드니)
Brisbane (브리즈번)
Gold Coast (골드코스트)
Brisbane (브리즈번)
Gold Coast (골드코스트)
Melbourne CBD (멜버른 시내)
Melbourne St.Kilda Road (멜버른 세인트킬다 로드)
Melbourne St.Kilda Road (멜버른 세인트킬다 로드)
전화번호
Melbourne CBD (멜버른 시내)
Melbourne St.Kilda Road (멜버른 세인트킬다 로드)
Perth (퍼스)
Perth (퍼스)
Manila (필리핀 마닐라)
Hanoi (베트남 하노이)
Ho Chi Minh City (베트남 호찌민 시)
Ho Chi Minh City (베트남 호찌민 시)
전화번호
Skopje (북마케도니아 스코페)
Cebu (필리핀 세부)
Manila (필리핀 마닐라)
Hanoi (베트남 하노이)
Ho Chi Minh City (베트남 호찌민 시)
Skopje (북마케도니아 스코페)
Cebu (필리핀 세부)
Sydney
Sydney
Brisbane
Gold Coast
Brisbane
Gold Coast
Melbourne CBD
Melbourne St.Kilda Road
Melbourne CBD
Melbourne St.Kilda Road
Perth
Perth
Manila
Hanoi
Ho Chi Minh City
Skopje
Cebu
Manila
Hanoi
Ho Chi Minh City
Skopje
Cebu
Want to assess
your claim?
Contact us directly
Reach out to our expert team today.
Littles Lawyers is home to a team of expert compensation lawyers with a no win, no fee client agreement. This means that you don’t need to pay anything unless and until we have a successful outcome for your case. As a diverse multilingual team, our mission is to be ‘lawyers for everyone’, providing accessible services for clients all over Australia.
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